Terms & Conditions

Agreement to Terms

By accessing or using the website of First Care Medical Clinic ("we," "us," or "our") at first-care-medical.com (the "Site"), you agree to be bound by these Terms and Conditions ("Terms"). If you do not agree to these Terms, please do not use the Site or our services.

Use of Our Services

Our website and services are intended for healthcare professionals and medical practice owners seeking financial products. You agree to:

• Provide accurate and complete information in all forms and applications
• Use the Site only for lawful purposes
• Not attempt to interfere with the proper functioning of the Site
• Not impersonate any person or entity

Financial Products & Services

All funding products and financial services described on this Site are subject to credit approval, underwriting, and applicable terms and conditions. Information presented on this website is for general informational purposes and does not constitute an offer or commitment to lend. Actual terms, rates, and amounts may vary based on your individual qualifications and circumstances.

Intellectual Property

All content on this Site — including text, graphics, logos, images, and software — is the property of First Care Medical Clinic or its content suppliers and is protected by United States and international intellectual property laws. You may not reproduce, distribute, modify, or create derivative works of any content without our prior written consent.

Disclaimer of Warranties

The Site and its content are provided on an "as is" and "as available" basis without warranties of any kind, either express or implied. We do not warrant that the Site will be uninterrupted, error-free, or free of viruses or other harmful components. We disclaim all warranties, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

Limitation of Liability

To the fullest extent permitted by law, First Care Medical Clinic shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of, or inability to use, the Site or our services. Our total liability to you for any claims arising from these Terms or your use of the Site shall not exceed the amount you have paid to us in the twelve (12) months preceding the claim.

Third-Party Links

Our Site may contain links to third-party websites or services that are not owned or controlled by First Care Medical Clinic. We are not responsible for the content, privacy policies, or practices of any third-party websites. You access third-party sites at your own risk.

SMS Terms & Conditions

By opting in to receive SMS/text messages from First Care Medical Clinic, you agree to the following terms:

• First Care Medical Clinic may send SMS/text messages to your mobile phone number using an automatic telephone dialing system (ATDS) for informational, transactional, and promotional purposes related to our financial products and services.
• Message frequency may vary based on your account activity and our communications schedule.
• Message and data rates may apply. Please consult your wireless carrier for details about your text messaging plan and any applicable charges.
• Opt-Out: You may opt out of receiving SMS messages at any time by replying STOP to any message received from First Care Medical Clinic. Upon receipt of your STOP request, we will send a final confirmation message, and you will no longer receive SMS communications from us unless you re-subscribe.
• Help: For questions or assistance regarding our SMS program, reply HELP to any message or email us at benedict@first-care-medical.com.
• Consent to receive SMS messages is NOT a condition of purchase or use of any of our products or services. You may choose not to opt in and still access our services.
• We are not responsible for any delays or failures in message delivery caused by your wireless carrier, network issues, or other factors outside our control.
• Supported carriers include, but are not limited to, AT&T, T-Mobile, Verizon, Sprint, and other major U.S. wireless carriers.

Indemnification

You agree to indemnify, defend, and hold harmless First Care Medical Clinic and its officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses arising from your use of the Site, violation of these Terms, or infringement of any third-party rights.

Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of North Carolina, without regard to its conflict of law provisions. Any disputes arising from these Terms or your use of the Site shall be resolved in the state or federal courts located in Union County, North Carolina.

Changes to These Terms

We reserve the right to modify these Terms at any time. Changes will be effective immediately upon posting to the Site. Your continued use of the Site after any changes constitutes acceptance of the revised Terms. We encourage you to review these Terms periodically.

Contact Us

If you have questions about these Terms and Conditions, please contact us:

First Care Medical Clinic
404 South Sutherland Avenue, Monroe, NC 28112
Email: benedict@first-care-medical.com